body
{
   font-family: arial, helvetica, sans-serif;
   background-color: #FFFFFF;
   font-size: 12pt;
   margin-top: 20px;
   margin-left: 20px;
   padding: 0px;
}
A
{
   cursor: hand;
   cursor: pointer;
   margin: 0px;
   padding: 0px;
   text-indent: 0px;
   color: blue;
}
img
{
   margin: 0px;
   padding: 0px;
}
.b12{
   color: #C00000;
   font-size: 12pt;
   font-weight: bold;
}
.b14{
   color: #C00000;
   font-size: 14pt;
   font-weight: bold;
}